The Risk MIS team has a simple mission: we turn massive amounts of data into actionable insights that ensure seamless, secure commerce experiences across Visa’s physical and digital eco-system. Our analytic and data professionals deliver on this mission by implementing data based solutions, analysis and insights targeted at maintaining security, reducing fraud rates and preserving the integrity of the largest payment processing network in the world. Data analytics is a critical pillar of the Risk organization and, as such, this position is an essential component of delivering against the promise and security of the Visa brand. To be successful, you will use strong analytical skills, contextual business sense and a creative flair to solve real world challenges for Visa and our clients. Your expertise and insights will serve as a beacon to guide business decisions based on data. Job Description The Analyst role is responsible for executing on analytics and reporting initiatives which deliver data-driven insights to internal and external stakeholders, including Visa executives, issuing banks, acquirers, processors and merchants. This work includes delivering well-designed technical assets on a regular basis as well as ad-hoc, custom analyses. The ability to balance a holistic global point of view with customized regional perspectives is crucial to success. Through collaboration with our client facing teams and functional leaders, you will bring data and insights to bear which deliver mutual, tangible value to Visa and our clients by way of improved payment security. You must be able to work both independently and as part of a team to deliver on a dynamic set of needs in a fast-paced environment. Specific responsibilities include: Perform in-depth analysis and deliver insights on initiatives in North America, Latin America and globally Translate complex, ambiguous questions into concrete data analysis, and then translate the results back into actionable recommendations consumable by business partners Craft meaningful presentations and insights from complex data with content that clearly presents opportunities in an accurate, understandable and engaging manner Maintain a high degree of curiosity: focus on getting to the root of a problem and proactively answering questions which arise from analytical exercises Compare client performance against industry best practices; inject new perspectives with a shrewd eye toward identifying performance and/or profitability improvement opportunities. Identify macro business and market trends that guide areas of future analysis Build an understanding of Visa’s products and services and work with more senior team members to craft client engagement strategies that yield financial and performance benefits Cultivate cross-functional partnerships, building relationship capital that facilitates the advancement of holistic/strategic initiatives Develop and maintain a suite of reporting and intelligence assets that are easy to understand, well socialized and intuitive Qualifications Basic: 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred: This position demands an energetic analyst who can bring high quality insights to bear and deliver them in a compelling way to drive business value. Expertise in risk, payments, or analytics is required. More specifically: Professionally qualified, including 2-3 years of progressive success in roles of increasing responsibility 2 years working in analytics, risk, management consulting, strategic operations or insight delivery 2 years of coding experience in SQL/Hive 2 years of coding experience in Python and Shell highly desirable 2 years of experience with Tableau or other data visualization tools (Tableau highly desirable) Possess a relentless curiosity and result-driven mindset coupled with strong problem solving skills and an ability to break down complex problems and propose alternative, new ways of thinking. Strongly skilled at manipulating and integrating data from a variety of sources Strong verbal, written and interpersonal skills are required. This isn’t just about data – it’s about delivering insight Visa experience or knowledge of the payments industry is highly desirable Risk analytics or Risk operations experience or similar quantitative business responsibility for financial or operational performance highly desirable Be comfortable working virtually with teams across the globe from different time zones A 4 year college degree advanced quantitative or technical degree is highly desirable Additional Information All your information will be kept confidential according to EEO guidelines. This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, and reach with hands and arms. This position requires the incumbent to be available during core business hours This position requires the incumbent to travel for work 0% of the time. No Sponsorship is available for this position or relocation.